We, at The Fite Agency, have provided reliable car insurance Rockwall for over 25 years. Our customers value the peace of mind they achieve in obtaining quality auto insurance and obeying state laws while doing so. Almost every state requires a specified, minimum amount of auto insurance and Texas is one of them.
We offer collision and comprehensive Rockwall car insurance on all of the following.
- Jet ski
- Motor home
- Recreational vehicles
Why Use Us for Rockwall Car Insurance?
We’re an independent agency with many insurance companies to choose from and we pass the savings along to our customers. Other agencies push specific insurance policies that may not be in the best interest of their customers.
In a more general sense, you must protect yourself from potential legal and medical expenses that can result from injury, loss of life and property damage caused by your vehicle. If your vehicle is “totaled” or damaged by an accident, severe weather, vandalism or theft, we’ll help you get back to normal as quickly as possible with reliable Rockwall car insurance.
Let’s Define Two Terms…
The Fite Agency prides itself on clear communication with its customers. On that note, let’s define two important terms often used when discussing car insurance Rockwall:
Premium: The amount paid, periodically, to the insurance company to cover the insured for repairs and damages (up to the specified fair market value) in the case of qualifying events.
Deductible: The amount you pay, according to your contract, before medical expenses, repairs and/or damages are compensated by your insurer. This amount is often $500 or $1000 but can be less. You may choose your deductible according to your comfort level with being able to safely pay the deductible should an unfortunate event occur. The higher your deductible, the lower your premium.
Collision Auto Insurance
We’re happy to provide collision car insurance in Rockwall TX when our customers need it most. In the event of an accident, you’ll be able to fully restore your vehicle (up to the specified fair market value) with needed repairs during your policy term.
You’ll have to pay the aforementioned deductible, so please be sure you’re able to pay that amount in the event of an accident. The Fite Agency is extremely well versed on helping customers determine the appropriate amount for their deductible.
Comprehensive Auto Insurance
If you’ve financed your automobile, truck or other type of vehicle, it’s likely you’ll be required to have comprehensive insurance. Generally speaking, this refers to insurance other than collision such as damages resulting from severe weather, theft, vandalism or fire.
Our customers often use comprehensive car insurance Rockwall for windshield damage, which is fairly common during the life of a vehicle.
Contact Us for Trusted Car Insurance in Rockwall TX