Here at The Fite Agency, we know the importance of your home to you and your family. We’ve been helping customers navigate their home insurance for a very long time. We offer exceptional customer service and superior knowledge on the insurance claim process. We’ll help get you through incidents of property damage, theft and injury on your property and more. You’ll benefit from fair pricing with your Rockwall home insurance as we help you get things back to normal… and quicker!
Additionally, we’re an independent agency with many insurance company options to choose from. This differs from “captive” agencies that must push specific policies that may or may not be in the best interest of their customers.
Do You Rent or Own Your Property?
Great news! You’ll benefit from our quality insurance policies in your time of need whether you are renting or owning. Home insurance Rockwall protects you and your valuable savings when you need it. Each of our customers have specific needs when it comes to their type of insurance and the amount of their deductibles. We’re more than happy to help you with clear details on this important topic.
Our insurance can cover the following types of damages:
- Severe weather damage (rain, hail, high winds, hurricanes)
- Injury to guests on your property
- Fire or smoke damage
- Vandalism
- Theft
Many people (especially renters) don’t think about such possibilities until it’s too late. Don’t let this be you! Renter’s home insurance Rockwall is particularly noteworthy for its value. It’s inexpensive for the peace of mind you receive in return. So, let’s make sure you’re properly covered with the deductible that suits your situation.
In short, whether you’re renting or owning, we have the insurance that’s tailored for you!
Important Points About Your Home Insurance
One of the most important things about Rockwall home insurance is reliability. You’ll feel peace of mind going with a trusted name in home insurance. We deliver in your time of need.
Here are some excellent reasons to choose us for your home insurance in Rockwall TX:
- Periodic reviews of your policy to save money and ensure accuracy.
- Live quotes 24 hours a day.
- Next-level friendly, knowledgeable customer service.
- We remove the stress from your claims process.
We are incredibly accessible to our valued customers because your questions concerning home insurance in Rockwall TX are important to us.
Additional Types of Property Damage
If you’re a home, apartment or condo owner, renter or landlord, we have the perfect home insurance Rockwall policy for you. Here are some additional types of damage/loss that our customers rebound from with the right policy:
- Lightning
- Snow and ice
- Falling trees or other objects
- Plumbing overflow
- Electrical damage to appliances
- Damages from vehicles
If you want the most comprehensive policy and protection, you may also choose our popular umbrella insurance. Protect your valuable assets and the people who come to visit you with home insurance Rockwall from The Fite Agency!
Let’s look at some of the aforementioned points, individually:
- Do You Rent Your Home?
We can’t underscore the importance of this enough. The percentage of people with renter’s insurance is astoundingly low for how much value it provides. We highly recommend getting this type of insurance and taking photos and video to document your valuables and the general condition of your rental. Keep lists of your possessions and the documentation in a place other than the actual residence.
Landlords often purchase this type of insurance, especially in cases of specific risks indicative of their tenants and building. Please remember that claims are often dependent on tenants fulfilling their obligations in terms of maintenance and having their residence free of self-made fire hazards.
- Deductibles
If your deductible is higher, then your premiums will be lower. Thus, you have total control over how much you pay every month. It also depends, of course, on your amount of coverage and if you purchase umbrella coverage. We’ll help you figure out the right balance. Please contact us with any questions!
- Protect Your Guests in the Event of Injury
Many of us have thought about the example of the mail delivery person slipping on ice (or something else). We must protect against expensive liabilities such as this for all guests that enter our home’s premises. This is called Personal Liability Coverage and we highly recommend it. Your coverage limits will depend on several factors, which we can clarify for you.
- Home Repair or… Rebuild?
Depending on the circumstances of the property damage, repair or a complete rebuild may be on the table. In the unfortunate event of something like a serious fire, you may need your insurance to cover a complete rebuild so you can get back to normal and quickly.
- Your Valuable Belongings
You may be surprised at the total value of all your belongings as you document them and add them up. They’re worth protecting! Depending on the circumstances you may be able to replace all your belongings in any of the following:
- Theft
- Loss
- Property damage
- Coverage for Living Expenses
Often, our customers cannot inhabit their home after severe property damage and have to find another place to live, temporarily. The Fite Agency can cover you for this situation, in many cases, for up to 24 months. Yes, we’ve seen just about every expense you can incur in property loss… and we’ll cover you for it!
- Highly Important Possessions
If you have especially valuable items such as art, antiques, collectibles and jewelry, you may desire specific, additional coverage for these items. Remember, whatever you own, there’s a way to protect it.
Contact The Fite Agency: Rockwall Home Insurance
We’re ready to help you with your valuable home insurance in Rockwall TX.
Call us with any of your important questions at 972-772-0540 or email us at:
We look forward to protecting you, your family and your valuable possessions.
