Does your family enjoy hitting the slopes when beautiful, soft powder begins to fall? Enjoy a winter wonderland this season … the responsible way! Wintertime is a breath of fresh air for so many of us. We enjoy all the snowy recreation and the time off from work over the holidays.
Sometimes we think of insurance as a boring and unwanted chore. But there’s another way to think about it! Quality, comprehensive insurance for property, possessions and our family members can be quick and easy. It also allows us to enjoy our free time with less concern and more pleasure. Our trips to the slopes may also involve travel and we want to be covered wherever we may roam (or slalom). Let’s make this year the year that all the things we work so hard for are protected … now, and in the future.
When the snow and ice come your way, here are some examples of insurance that may bring you peace of mind.
Winter Homeowner’s Insurance
Your home might be your most valuable possession. As they say, “Home is where the heart is.” As such, we need to protect our valuable investment during severe winter weather. Your roof must safely hold the weight of heavy snowfalls and withstand the battering of hailstorms.
Furthermore, pipes can crack when the weather gets icy cold. Pipes are like the arteries of a home transporting things with ease when they are in tip-top shape. Ideally, we will identify which items are covered and any exclusions that apply to winter weather damages. Also, it’s a great idea to understand what maintenance requirements are delineated in order to comply with your policy. Make sure your home is winterized before the cold season starts.
Winter Car Insurance
We’ve all been in a situation where icy roads cause our vehicle to slide out of control momentarily. Protect yourself and your loved ones during difficult driving conditions. You have many options when it comes to comprehensive and collision insurance that will bring you peace of mind in the event of vehicle damage or medical expenses.
Please remember that a great auto insurance policy can cover fire and theft as well. This could come in handy should either of these unfortunate events occur while your car is garaged and you are away. Clearly, winter weather can increase the chances that accidents will happen, so protect yourself. Each person is different and will require a different level of insurance to feel comfortable.
Travel Insurance
Winter is an excellent time to take a snowy vacation. Whether you like hitting the slopes in a gentle fashion or fast-carving fresh powder in the Alps, you’ll want travel insurance to enjoy your trip to the fullest.
With severe weather, complications can arise. Flights can be delayed or cancelled, accidents can occur on the slopes or luggage can go to Guatemala unexpectedly. When you purchase quality travel insurance, it will ease the blow of unfortunate events and allow you to “weather the storm,” so to speak.
Winter Sports Insurance
Who wants to zip through some gorgeous winter scenery with magical snowflakes falling everywhere? First, get a policy that covers medical emergencies, lost ski passes and damaged equipment. Now is the right time to get the protection you need, just in case. Your family trips to hit the slopes will be a delight when you’re in the right frame of mind which is “safety first!” There’s another motto that comes to mind from the Boy Scouts of America: “Be Prepared.”
UTV / ATV Insurance
Let’s admit it: Riding ATV’s and UTV’s is just plain fun. If you’re a newbie to all-terrain vehicles you may be surprised at how fast they can go! Protect yourself, and your expensive Toys, with insurance that covers you from liability and damage. Make sure to wear warm, protective gear and obey local laws regarding speed and where it’s legal to ride.
You may be required by law to carry your registration, have a trail permit and your insurance. Let’s stay safe out there and enjoy the trails!
We’re ready to answer all of your important insurance questions at Rockwall Insurance. Safety is a necessary part of having fun!
